0:022

What’s happening? What’s happening?   

0:06

Alright, I see a bunch of people jumping in. Let me know my audio is okay.

0:11

I’m using my computer audio.

0:21

I see Ethan. Ethan, we were talking earlier this morning.

0:28

Good. We’re going to talk about a lot of things today.

0:37

Brian and I had several things. He’s got a thing with his kids.

0:44

But I think we’re going to have Vanessa pop in.

0:48

Um, hey Reggie, what’s going on, buddy?

0:54

Oh, and Donald guy.

0:55

Good morning.

0:57

Let’s give everybody a minute to show.

1:06

Everybody sees Bitcoin run up to 123.

1:15

It’s pulled back down.

1:16

It pulled back down to about 116 and then back up.

1:21

As many of you probably heard on the news, the whole crypto bill thing failed yesterday, but evidently they’re going to re-vote.

1:29

They said it’ll pass now.

1:31

Not that it even matters.

1:37

While we’re waiting on Vanessa to come, those of you who know a little bit about crypto or whatever know that Shiba and Doge tore off. That was kind of the last cycle run.

1:54

I’m going to tell you about one that I really like, and I’m up 100% in it right now, but I would have been up 400% if I hadn’t been shaken out. I’m going to tell you a story real quick. It’s called Pungy Penguin, P P N G U I. I originally bought it at like 0.00065. It ran up to 0.0013 or something like that, and then it dropped down to 0.0095. I had two million of them, so I dumped it, right? I wanted to catch some green while there was some green, right? And it’s on fire now. It’s up to 0.034. Fortunately, I was able to grab it, and I bought back half a million tokens or coins, or whatever you want to call them, at around 0.018. So I’m up, I’m pretty good at it, but man, I wish I’d kept that original two million. That’s the problem with being a trader. Traders don’t make money.

2:57

Another thing: when you see green, if you’re questioning whether or not you should take it, remember 90% of retail traders don’t make money. So when you take green, you just made yourself the 10%.

3:10

So there’s nothing wrong with that, right? Hey, good morning, Syd.

3:14

Sorry, I’m a little. It’s all right. It’s okay. Brian just called me.

3:21

Did you make it? I guess he said you’re putting together some slides?

3:25

Yeah, he ran in and he had a doctor’s appointment with his child, and he’s like, so yeah, I’m ready to jump in if I don’t interrupt you.

3:42

You’re not interrupted. I was telling him a war story, a war story, and we’ll talk a little bit more about it in a minute.

3:51

You want me to make you a presenter, or can you make yourself a presenter?

3:54

I think I can promote myself. Let’s see.

3:59

I can do it right here.

4:00

And then for my screen, I want.

4:07

All right. Does everybody see my stunning gorgeousness?

4:14

Do you see the forge, Syd and Vanessa?

4:16

Yep, I do.

4:18

Fantastic.

4:19

So that’s us.

4:21

I’m not going to take over from you, but we did pull up an agenda together.

4:27

Syd, let me know if I’m missing anything.

4:33

Yeah, that’s perfect.

4:36

The other thing I wanted to mention, and I was actually, Brian and I discussed this morning.

4:43

He was like, man, you know, you know, with everything, sorry, with everything that you, that you do, you know, even ERTC, I felt this way, I’m like, did I, did I try my hardest, right?

4:57

Well, same thing with stacking assets, right?

5:01

I mean, ultimately, we all know this, and I’m just gonna, you know, you want to stack appreciating assets through life to where they start out performing your work, right?

5:12

And the only thing better than appreciating assets is tax-deferred or non-taxable or tax write-offs that are appreciating assets.

5:21

That’s why real estate can be a super popular play.

5:25

That’s why Bitcoin, if they actually get it to where there’s gonna be no capital gains, can be a very excellent play, right?

5:34

And we both have Bitcoin.

5:36

And Brian owned way more Bitcoin than I did at one time.

5:41

And, you know, in 2015, he sold like 10 of them to go on a cruise, which, you know, I mean, it didn’t seem crazy to do at the time, you know?

5:53

And I sold some at that time too.

5:55

Actually, I think I played blackjack with some, you know.

6:01

I lost your screen, Vanessa.

6:04

What is showing?

6:07

Nothing. There you go. Now we’re back.

6:11

Okay. Technical difficulties.

6:14

Yep. So I wanted to show a couple of things.

6:18

Vanessa, if you will, will you just go to the internet?

6:21

Just go to the internet. I want to look up a couple of things and show just a couple of strategies.

6:26

We’re going to talk for five minutes, 10 minutes about this.

6:27

I just want to show a couple of strategies. If you’re behind the eight ball, right?

6:30

Or if you feel that you’re behind the eight ball on Bitcoin, a lot of people are like, man, it’s already $118,000.

6:39

Why? I don’t need to start buying it now.

6:43

And you’re right—but you’re wrong.

6:46

See, you should have a bag of Bitcoin, right?

6:49

I think about 50% of your crypto portfolio should be in Bitcoin, 25% in Ethereum and Solana, and then 25% in alts.

6:57

That’s what I personally try to stick to. But here’s the thing—how many of you feel like you’re behind the eight ball on it? Like, why buy now?

7:07

It’s a hundred thousand dollars. I could buy a you know fraction of it. How many of you feel that way?

7:13

Oh, I’m reaching for the sky.

7:14

My hand is raised by a lot of people. All right.

7:18

Let me ask you this: if you understand the cycles, the four-year cycles go. How many of you think in the next three months we’re going to see Bitcoin top out because we’re at the bull run, right?

7:32

In fact, today is the exact day of the bull run for the last three cycles, just so everybody knows, meaning history is shown over the last 12 years, that today is when the bull run starts.

7:46

But how many of you believe that Bitcoin will continue to go up over the next—maybe not 100x or 2x or even 3x—but believe that it’s going to go up? You may raise your hands on that. I promise you, just about any crypto you buy right now, you’re going to look like a genius; that’s a fact. All right, so if you feel comfortable enough that Bitcoin is going to go up, instead of just buying, I play both strategies. I bought half a Bitcoin last week, but I also play a strategy: During a bull cycle, I’m personally not afraid to take margin. Brian, on the opposite end, won’t take a margin for anything. He just stays away from it, right? He also has a wife he has to explain to and all that, so figure that in, right? But he won’t take a margin for anything. I personally will take a margin, so let me show you something. Type in ARKB, A R K B. This is an ETF that is backed by Bitcoin, right?

8:57

This is what kind of started the bull run back in the beginning of 2024.

9:01

It used to be exactly 1 10th of 1% of Bitcoin.

9:05

They did a three-to-one split about a month ago.

9:08

So if you own 3000 shares of this, you own one Bitcoin.

9:12

Here’s the difference.

9:14

You can buy that in your IRA, you can buy that in your 401k, right?

9:19

Now it can be, you know—well, anyway, it doesn’t necessarily have to be the coin itself. Okay, so since I feel that Bitcoin is gonna run up, do I really want to go spend $60,000 to buy half a Bitcoin? No, I don’t. But I am 100% convinced in my own mind that Bitcoin is gonna run up. So at this point, a smart thing to do if you want to get the most bang for your buck is to buy ARKB on margin—you get a 25% margin play on it.

10:02

So then you’re only buying, you know, then it’s only costing you, you know, $30 for a $40 position in Bitcoin, right?

10:13

Margin costs you four, four and a half percent, four and a quarter percent right now.

10:17

Do you feel like Bitcoin is going to go up more than 4%?

10:19

****It went up 4% last week.

10:20

They went up four percent today. Okay.

10:24

So, you know, it’s a way to leverage your buy to get you more of the game without spending $120 000 of Bitcoin.

10:35

The second thing you can do that I want to mention and that I’ve done, I bought 75 Bitcoin option contracts on ARKB.

10:44

I bought $41.67 calls—this was when it was a few dollars cheaper. It ran this last week; I bought them four or five weeks ago. You can buy option calls that leverage your play, right? Just to give you an idea, real quick—and I wish we had slides, but it’s okay—just to give you an idea: I bought $41.67 9/19s, meaning by September 19th. I’ve got 75 contracts, which is 7,500 shares of this very stock right here. I can buy it for $41.67.

11:23

Now, a lot of you are thinking, why would you want to buy it at $41 if it’s at 39 bucks? Well, here’s why.

11:30

Because the contracts at the time I bought them were $1.45, right, times $100, $145 a contract.

11:38

Spent 10. Now it’s up to $2.25 per contract. I’m officially up 55% in it.

11:49

Now, Bitcoin is not up 55%, but the calls are up 55%.

11:55

And when you’re looking at the Greeks in an option call, they have what’s called the Delta. It’s at 0.45.

12:02

That tells me for every dollar this stock goes up or this ETF goes up, I make 45 cents on my call.

12:11

I personally think that Bitcoin over between now and September is going to run up to one hundred and thirty forty thousand dollars.

12:18

That means my calls will be worth somewhere around nine to ten dollars each, right? Times a hundred means a thousand, so they’ll be worth $75,000. A $10,000 investment sells for $75,000. Even if Bitcoin’s at $150,000, I can then buy half a Bitcoin—but I bought half a Bitcoin with a $10,000 investment. You understand, Vanessa? Are you keeping up with me? I might have lost some people.

12:52

No, I think it sounds like wizardry, but honestly, that’s how the rich get richer. And folks that don’t have this exposure to this kind of thinking, yeah, they never get the end game. It’s a way to not spend $60,000. But there is a risk to it. That’s why it pays well. But yeah, there’s real risk to it. When you’re in the four-year bull cycle, you know where Bitcoin’s going over the next three to six months. We’re gonna see almost $200,000 Bitcoin—mark my words. Okay? It’s a way to gain better. Same thing with people going in and buying meme coins and altcoins.

13:41

The purpose of that is to try and top out, you know—exit at the top, convert into a stablecoin, USDT or Tether or something, and then turn around and buy back into your Bitcoin when it dips.

13:56

If the cycle goes the way it has four times in the past, we’re going to see $200 000 Bitcoin, but guess what?

14:03

We’re also going to see it dip back down under a hundred thousand in the next four years.

14:10

Should we go into a super cycle, which is probably not going to happen?

14:13

Let’s just look at history and trust history, right?

14:17

You saw when it went to 19, went back down to 38, went up to 69, went back down to 19—now it’s going up to 200, and it’s gonna go back down to 69 if we trust history. We’ve watched it four times; we’ve gotten four lessons on it. So I don’t want to sit here and act like I’m some brilliant chart reader or brilliant financial advisor, because I’m not. I’m a nut and gambling a little bit. But the stock market’s a little bit more of a gentleman’s casino than the regular casino. Okay, all right—I just wanted to throw that out real quick. All right, that’s all we’re going to talk about with investing. Hang on, let me see my three notifications—unless there’s something else killer to bring up, other than the fact that I’m already up 8.3% today in this account. That’s incredible—8.3% in a day, dang. I mean, it’s only 8,300 times more than what the bank pays you for your money. Only, you know, it’s… you know, it’s only what you hope the S&P does in a year, minimum, thing, you know. So, um, let’s see here.

15:37

Yep, already over one point, Ethereum, 3200 Ethereum starting to run, um, don’t be afraid to have a bag of XRP.

15:49

It’s just they’ve got the best marketing team in the world behind them.

15:54

Be watching for companies that are starting to do the strategy the way micro strategies did with Bitcoin.

16:00

A lot of them are doing it with Ethereum factors, a mining company called BTBT.

16:04

I mean, I mean, just being transparent, I’ve got 10,000 shares for $3 stock for $3.70.

16:10

Me and Brian both have a buddy who’s got 160,000 shares of it.

16:14

We got in around $2, but the reason why it’s starting to run is they took the strategy with Ethereum instead of Bitcoin, BTBT, meaning they’re putting a balance sheet into crypto instead of cash.

16:31

That’s what made micro strategies run as hard as it did.

16:36

I made, you know, 3000% returns on it in the last two years, which is insanity.

16:41

All right, okay—that’s all with investing. So, we were also going to talk about some other things—ERTC updates, the big beautiful bill. All right, so this is important, especially for my buddies Alex Mitchell and his dad. The final outcome of the bill is that quarters three and four of 2021, filed after January 2024, are now disqualified if not already paid out. So, it didn’t wipe out the entire submission after January 2024; however, they did take away quarters three and four, which I didn’t think quarter four counted anyway, did it?

17:27

Only four startups.

17:29

So it, for something that does have an impact, yeah, it does have an impact, right?

17:35

But it’s not as devastating as what some folks feared it could have been, right?

17:44

Cutting off January 31st, 2024, that could have been, if every submission that came in after that, I mean, that would have been devastating.

17:53

So, having very few businesses even submitted for Q3 and a microcosm was 2024.

18:01

So, of all the bad results, this is one of the least bad possible outcomes in my humble opinion.

18:14

Yeah, I’m with a guy. Guy says that’s actually good news, as I thought it wiped out the whole file.

18:18

I did too.

18:19

And what really broke my heart is we got a father-son, Alex Mitchell, who got in late to the game after January 2021.

18:30

And they submitted quite a number of deals, and it looked—for a second there—so grim, like their entire effort was wiped out. Broke my heart, right? Because I know those guys worked hard. But no, that’s not the case. Yeah, so we have up until April 15th; all submissions are still acceptable, but the Q3 and Q4 submissions submitted after January 2024 aren’t. So, in that year and four months, if you submitted a file and it had multiple quarters, including Q3, then only Q3 is disqualified. Does it make sense? Yeah. Yeah, Steve’s right—the Senate language turned out to be much more favorable than the House language. That’s—yeah, so thank you, Senate. Well, that’s why we have it. That’s a great thing about our government, to be honest—no matter who’s there.

19:28

Yeah. And then coming off ERTC.

19:35

We’ve got the R&D credits.

19:37

You guys have been talking about that, right?

19:39

Yeah, we’ve been talking a little bit about the R&D credits.

19:41

I don’t know how much I can really get into it.

19:43

But I know that Titan, they got it set up and it’s ready to go.

19:49

You can go to that site, right?

19:52

Is it Titan dot com and Titan dot com?

19:55

There you go.

19:56

And we’re conservative, I will tell you this because this is our VIP group.

20:02

I will dip my toe in sharing.

20:05

Brian came in so excited this morning.

20:08

He was here before me.

20:08

I’m in the Peachtree City office.

20:10

I got here at 830 and he was already here working and he couldn’t wait to tell us that we’re looking at August 16th.

20:18

That’s the Monday in August that we think we’re going to be raring to go.

20:26

We’re going to—just like we had the ERTC site where we made affiliate pages that looked like the ERTC main site—we’re going to do the same thing. You’re going to get an agent version of the FinTitan website that will track the deals to you, etc. We’re looking at August 16th. What Brian asked me to do this morning was, for our VIPs here on this call in the Forge: if you’ll raise your hand and tell me on this call, I’m going to write down your names on my little manual piece of paper—pad and pencil—and I’m gonna give it to Brian and say, “These are the first people we’re making agent sites for R&D.”

21:09

So if you are interested in running the R&D, please jump into the chat and tell me your first name. I’ve got Daryl and Guy, Steve—yep, I’m writing as fast as I… oh, okay, y’all are writing faster than I can type.

21:33

I’m gonna screenshot, and then I will transpose onto paper.

21:38

But yes, Donald Leath, Michael, Jacob, Paul, Steve, Guy, Daryl, Brian, yes, I see you all.

21:43

Steve, another Steve?

21:46

So, yep, so I don’t have details about money.

21:54

I do know that what’s fantastic is that it’s recurring.

21:58

Once you’re in, you’re in.

22:00

And we have the ability to be more aggressive with things like fees, et cetera.

22:09

Like ADT, ADP, which payroll company?

22:15

They’re ADP, they’re a major provider, but they just have a captive audience.

22:23

They don’t have to be competitive with their fees.

22:25

They don’t have to work for customers.

22:27

So people just, it’s a take it or leave it situation.

22:30

So we have the opportunity to not only go to market as a specialist, but also undercut everyone who has already sold on the program.

22:40

So to establish ourselves as a market expert, we don’t have to prove ourselves like ERTC, right?

22:47

We don’t have to convince people but it’s a legitimate, valid, not too good to be true scenario, they’re already doing it, right?

22:56

With ADP, et cetera, they can just do it with us for less money.

23:01

So it’s a real easy sell and a real simple process, and it’s recurring.

23:07

So basically all upsides as far as I can see.

23:10

Syd, you got anything on that?

23:11

Did they need to get a domain for that?

23:14

If you want to, I love a clean URL.

23:19

Just like the ERTC tracking page, it will be long.

23:24

finntitan.com slash agent slash your agent ID, et cetera, et cetera, et cetera, for tracking purposes.

23:30

But you will be able to mask or redirect or use a pretty link, however you want to describe that.

23:38

Yes, so you would buy your own domain and redirect. So, when people type in your domain address, it goes to your tracking site.

23:46

It just makes marketing much more effective and easier.

23:50

It’s a lot cleaner to say DonaldLeath.com or VanessaRoberts.com or VanessaR&D.com, etc.

23:58

Rather than to share the very complicated and ugly agent tracking link.

24:03

So, yes, you don’t need a domain, but I highly recommend it.

24:08

Yeah, I would get one.

24:11

Yeah. 100%. All right. I’m screenshotting the names of those interested.

24:15

So if you haven’t already typed in what you want, tell me. Tell me now.

24:21

You can always send in a ticket, too. All right. Gotcha. All right. Cool. All right. So that’s something to chew on.

24:35

And then we’ve got everybody excited about small business telehealth, right?

24:45

I have—yeah, I’ve completed the sales page. I can’t tell you the URL yet, but it’s happening. This is the opening image, a little teaser. We’re making tremendous progress. I don’t know how much I can go over. Brian did tell me this: we’re looking at an 8/1 beta launch. Oh, and he did ask me to say this—he was traveling last week when he asked you to raise your hand if you wanted to participate.

25:21

So he wanted me to ask again.

25:23

I’m going to presume that everybody was here last week.

25:28

And if you raised your hand, if you could do so again, I’m going to take another screenshot.

25:33

Guy is still interested, right?

25:36

Yeah, I believe so.

25:44

I wanted to read something real quick.

25:47

It’s a buddy of mine, our friend of mine’s wife’s dad.

25:51

He’s the coolest father-in-law in the world, but the guy’s like 71, they’re Puerto Rican and he’s like the hardest working 71-year-old.

26:01

I mean, this man will outwork us and make us look awful, but anyways, I love this guy.

26:06

But he got bit by something, and he posted the other day on Facebook, and I’ll share this when we get groups and stuff like that, but this is what he said.

26:16

Instead of driving 64 miles round-trip to the urgent care facility, I had a virtual appointment with an MD.

26:22

She prescribed this antibiotic, two pills a day for seven days.

26:26

She said, don’t put anything on the wound and just wash it with soap and water.

26:30

Boom, done.

26:32

So, it goes to prove there are a lot of people taking advantage of telehealth right now, and we’re going to be at the front of it.

26:43

Do you want real life?

26:45

My kid hit me up with an ear infection Saturday morning.

26:50

She’s got an all-day softball tournament, and she’s like, my ear hurts, and I was like, you have got to be kidding me, right?

26:57

I need you out here, impressing college coaches.

26:58

I don’t need you whining about your mother of the year.

27:02

Give me my award.

27:03

But I wish I could purchase this myself, but I haven’t been able to yet because I paid a lot of money to use the CVS Minute Clinic telehealth program, which does not take my insurance to have her do a face-to-face.

27:24

And you know what they said?

27:26

Take some decongestant.

27:27

You don’t have a fever, you don’t have an ear infection, take some Mucinex, and she was fine.

27:33

But it cost me easily $80 for this one visit.

27:38

And if I had this telehealth service, which I am going to buy on the first day I’m going to enroll, it would have been free.

27:48

Not to mention, you used the CVS, I used it for a tennis shot like five, eight years ago.

27:55

I just used CVS.

27:56

I just use their minute clinic.

27:58

Dude, you get put on there, they’re ****, I opted in to let them text me for about a month and I was like, I’m out.

28:04

I mean, they were like hitching something to me every other day.

28:09

They’re still, and they’re still, my mom still gets texts trying to get vaccinated.

28:16

It’s crazy.

28:17

It is expensive.

28:19

So it’s not just, oh yeah, my husband had, he has a contractor.

28:24

He has about 15 employees, but they are 1099.

28:29

So he does not offer healthcare, but I’ve been talking to him about this.

28:34

And he has an employee that—perfect use case—started not feeling great midday, had to take the day off, doesn’t have health insurance, had to pay out of pocket, and got a prescription. But with this service, he literally could have called from the truck and had a prescription called in. With the prescription discount plan that’s included, he would have gotten a discount on his medication.

28:59

For $39 a month, my husband would have—and will be, he’s going to enroll.

29:06

For $39 a month, he would not have lost the $1,000 worth of billable hours that he lost because his employee took off work, went to the doctor, and then was out sick, right?

29:21

He lost $1,000 in billable hours, where he could have—I mean, the employee still might have had a sick day, but not a week, not taken off to go to the doctor, etc., etc., etc.

29:34

The immediate investment or return on investment for real business owners is so tangible and real.

29:42

The first time you have somebody take off work to go to a doctor’s appointment, you’re gonna be like, this is it, this is the reason.

29:50

Yeah, right. Brian has some, not only that you’ll be able to hire better employees.

29:56

That’s the value I see. Let’s see.

30:04

I mean, when you look at how many doctor’s appointments you’ve done in the last 10 years—or even I—other than my annual blood work, it’s a Z-pack or antibiotics.

30:14

I mean, that’s why you call the doctor, that’s why you waste your day, you know. Did my screen update to show an example? It did.

30:25

Okay, so Brian just shared some quick math.

30:34

So a landscaping company with 100 employees, right? On a recurring basis. So the one Tommy signed up, actually, yeah.

30:47

So it’s $500 a month, you sign up a deal on the first of the month, and they pay on the first of the month, you’ve earned your commission for the 15th.

30:55

So forget about six, eight, 10, 12 months waiting for a big check, right?

31:01

The average ERTC commission was what?

31:05

Let’s say about five grand, right?

31:07

If it takes you 12 months to make a five-grand commission, that’s 10 months of $500 a month.

31:15

So when you’re comparing this to an ERTC big ticket commission, it’s the same.

31:22

You’re just not waiting a year, right?

31:25

You’re getting immediate payments, but it is still the same value as a client.

31:32

Let me point something out, because I was at the forefront of fighting for this.

31:36

They don’t get five or 600, they get 700.

31:39

Everybody in the Forge gets the $7, not the $5.

31:42

Just to point it out.

31:45

That would be the next image that Brian gave me.

31:51

Yes, so take that five or six hundred dollars and make it seven to nine.

31:55

Exactly.

31:57

So my boys know I laid my neck on the line.

32:03

So, folks have asked, what kinds of who should we be marketing to?

32:09

Who are we targeting with telehealth?

32:13

So, Brian has pulled together.

32:17

My husband is a contractor with custom carpentry, right, so it is a trade, and it’s folks out in the world, not in an office building—they’re out. That’s why we had the example of how they could have called from the truck, right? They don’t want to take an office day. And so HVAC, electrician, plumbing, construction, landscaping—that’s all similar.

32:47

These are also companies that generally are hiring either 1099 contractors or not offering health insurance. But this is a way—the generous-of-spirit approach is, yes, you are taking care of your employees, you’re adding benefits and improving their quality of life. But the rewarding part for the business owner is, yes, you can attract better employees, you can retain employees, and you can improve your profitability by taking care of them. A healthy employee who can continue working can continue making you money.

33:28

So regardless of what approach you take with the business, it is twofold.

33:34

It is something that directly benefits the employer while also assisting and improving the life and benefiting the employee.

33:46

I noticed Donald Lee’s on the call with us.

33:48

Donald, I hope you’re looking at that third one from the bottom because that’s where the real deals are going to get made.

33:56

I know you’re drilled into that.

33:59

So anyways.

34:00

I’ve got a couple of questions.

34:02

Okay, so the telehealth business model is not paying commissions on every sale, because these are recurring automated commissions. The entire structure is built on paying out through PayPal.

34:16

To sign up as an agent, you will need to establish your PayPal account, and the commissions are calculated and reported to you through the telehealth portal.

34:30

You’ll be able to see all of your customers, their payment status, and your upcoming commissions, and they will be directly deposited through PayPal on the first and the 15th.

34:44

Michael says, I pay $40 per telehealth visit.

34:47

Well, this is $39 per employee per month.

34:52

So, then your visits are free.

34:55

And there is a medication discount plan.

34:58

So it helps, it helps come in and go in.

35:01

Will it be worthwhile to pursue individual families for telehealth in addition to businesses?

35:06

The model is through business—through businesses.

35:11

And just to be transparent, it’s actually a whole wellness package.

35:18

We’re just calling it telehealth because that’s really one of the sexiest parts of it.

35:21

It comes with hundreds of other things.

35:27

If you’re paying insurance on your cell phone, it comes with cell phone insurance and a couple of other things.

35:33

We’re just keeping it focused on telehealth right now.

35:37

Honestly, it’s so overwhelming—all of the benefits—that, you know, it’s like overvalued.

35:46

You know what I mean?

35:46

It’s like it’s hard to communicate just how incredible and loaded up the packages are.

35:54

So, focusing on telehealth, it’s the easiest to understand and universally beneficial.

36:01

Donald says $39.95 a month only, no other charges.

36:04

That is per employee, right?

36:06

So, going back to the example: if you had a landscaping company with 100 employees, the business would pay 100 times $39.

36:16

Right?

36:18

Then the individual employee does not pay anything. When they have their telehealth appointment, there is no charge. They can get their prescription called in; they do have to pay for their medication, but there’s also a medication discount program. The family is included with the employee.

36:42

We went back to fight for this. Let me see if I have information.

36:48

I don’t think I can save this.

36:51

Yes, so initially it was employee-only, but then we went back to the mattresses and fought for the employee’s entire family to be covered. Yep.

37:02

So if my husband had the service and I needed telehealth care, or my daughter needed telehealth care, we would be covered as—household family. I’m excited, too, Michael. How many kids?

37:17

I think it’s a family of six—husband, wife, four children. Syd, do you know?

37:23

I think it’s six per household. Do any pre-existing conditions apply?

37:28

Because this is not insurance, pre-existing conditions are irrelevant, so no restrictions there.

37:38

Can the business have the employee pay their $39? Steve, that is a great question.

37:42

As long as the business is paying the bill, it’s up to the business whether they choose to cover it themselves or deduct it from the employee’s payroll, for example. That’s not part of the model we present, but a business owner can make that decision.

38:05

We do not collect individually from employees.

38:08

So the business couldn’t say, hey, I’m not gonna do this, but you can go to each of my employees individually, right?

38:16

The business could sign up and say, I have 10 employees, and the business would pay the 390 monthly charge.

38:24

And then if they chose to withhold that from the employee, that’s to them.

38:31

What if a family is larger than six?

38:33

Can they pay additional for a larger family?

38:35

Excellent question.

38:36

We can look into that if a use case comes up.

38:41

Do they have to cover all of their employees?

38:43

No, Steve, they do not.

38:46

Can the business have, okay, have the employee pay, right?

38:50

And so what the business will be able to do is, on initial setup, they tell us they have 10 employees.

38:57

If two months later, they fire two people, one person quits, and they hire five more, right?

39:05

That’s a net change of two.

39:07

They have a dashboard where they would simply go in and deactivate the employees that left for any reason and add in any employees that are hired, right?

39:21

So a net change of two.

39:22

They are not immediately billed or refunded.

39:26

It simply changes their next payment, okay?

39:32

So, a net change of two from 10 to 12, even though they took away three and added five, is going to simply; no money changes hands at the time of change. On the next bill date, their active employees will be billed for.

39:50

Now, the good news is, they become activated as soon as the customer enters their name.

39:57

So there is no delay in coverage for their employees, but the business doesn’t have to pay it till their next subscription.

40:04

We want to make it as.

40:07

Let’s say Steve asks a good question.

40:09

Do they have to cover all their employees?

40:10

Could they just cover their management team?

40:12

No, they don’t have to cover all their employees.

40:14

Right, so inside that same system where they can add and remove, they choose who is covered.

40:21

I went the long way around to answer that question, but yes, they can choose to add or remove not simply based on who they employ, but just who they choose to cover.

40:32

We really wanted to keep it as absolutely simple, simple to understand for the business, simple to sell.

40:41

You know, we’re not gonna refund 75 cents or cut off somebody’s access mid-month or anything complicated like that.

40:50

Just straightforward, ease of use, ease of enrollment, ease of sale.

40:58

We do not have a name for this telehealth service yet.

41:02

We have not released the brand name.

41:07

And I would—and you’re probably asking that because you’re thinking about domains—I wouldn’t look to name it close to our name anyway. I would be looking to name it something like futureemployee.com or betteremployees.com or employeesupport.com.com—that type of thing.

41:39

Let’s see… yeah, I agree.

41:42

You don’t have to tie it to the brand name for agent lead capture sites—same as R&D, same as ERTC.

41:56

We’re going to take the brand retail sales website and create tracking agent links for you. Then you can send it through your domain to mask it, so the process you’re familiar with. Excellent. Thomas, I’m glad you like it.

42:22

All right. Do we have one? That’s all I’ve got. Do we have anything else, Syd?

42:29

I’m good. I mean, that’s what we wanted to go over—and I’m good. Does anybody else have any questions?

42:43

Yes, launch date? Okay, so our beta—we’re looking at 8/1 for beta. So it’s just you, the Forge members who want to participate in the telehealth program. Just you. Our goal is 8/1. You’re very welcome, Guy.

Which support link to use? Reggie, for—what’s your question? Which support link to use? If you have a question about anything Forge-related—anything we talk about on these calls—use getsupport.biz.

Did y’all get access to the members’ area? I heard last week that the recordings of all these calls weren’t playing for you guys.

43:31

Okay, if anybody’s having technical problems, please let me know.

43:35

It’s theforge.team.

43:38

And I mean, I checked it live while you guys were on the call, and 100% of the videos were there.

43:43

So I want to make sure that you’ve got access.

43:46

They are now showing up.

43:48

Thank you, Tom.

43:48

Okay, if you have no access, please let me know.

43:51

GetSupport.biz.

43:52

Wasn’t there a link or something—or a plug-in or something?

43:57

There was a plug-in that needed an update that I think might have affected some folks, but even before I did the plug-in update, I logged in as a user, and I could see everything.

44:06

So I don’t know.

44:08

I don’t know what was going on.

44:11

I’m the plug-in manager.

44:12

I’m just playing with you.

44:16

She was really slacking.

44:21

Nessa, will we get updates in the portal on additional ERTC for 2021—5 before 15 after lawsuits?

44:31

So, inside the portal—I don’t really understand what the question is.

44:38

See, there’s a lot of people who only qualify in certain quarters.

44:42

Yeah.

44:42

Yeah.

44:43

If you don’t have access to the forge.team, send in a ticket so we can get you in.

44:48

Inside the portal—are you asking if additional quarters that are filed will be shown, or if they’re disqualified, etc.?

44:55

Guys, is that what you’re asking?

44:56

Missing quarters that were refiled for ERTC—for Q3 and Q4 after—are you talking about the big beautiful bill? Oh, it’s the forge.team.

45:13

That’s the URL for your members’ area.

Is there a website to review for telehealth? No, not yet.

45:25

It is not public yet, Donald.

45:31

You’re welcome.

45:35

That was res—okay, so Guy’s saying—okay, so any quarters that had to be resubmitted: we are constantly getting notices from the IRS about quarters that have to be resubmitted.

45:51

They are reflected in the portal as having been filed.

45:57

If they become disqualified after all of our efforts, after our refiling, after any appeal process with the IRS, yes, if they are disqualified, that will be reflected in the portal once that is finalized.

46:16

Awesome. Vanessa, I’m glad you showed up because I couldn’t answer some of these questions, so that’s good.

46:21

I’m sorry I’ve been missing it. They’re making me do all this work, Syd, honestly. It’s very rude.

46:28

Having me in all these meetings and calls instead of letting me come to the Forge—this is where I want to be.

46:35

We do not have a Facebook page for the Forge yet.

46:38

We’ve kept this membership incredibly VIP-only.

46:43

We have not opened it to the public.

46:45

The only time we ever let anyone join was on that last ERTC Express agent’s call.

46:50

So you are the only people who have access to any of this information.

46:55

And while we’re doing this beta testing with R&D and telehealth—again, not open to the public, literally not open to anyone who doesn’t come to these calls.

47:05

We aren’t growing.

47:08

But once we get y’all through the beta test, and we know we’re able to scale—after you’ve gotten the great head start and you’re all set up—then we will open it up. And only then will we grow into a Facebook group.

47:23

Take care, Steve.

47:25

Oh gosh, Steve, take care.

47:26

Yeah.

47:31

All right.

47:32

I don’t wanna leave any stone unturned or any question unanswered.

47:36

So if that’s it, my Q&A has slowed down.

47:43

Yeah.

47:44

All right, awesome.

47:45

Thank you so much.

47:46

I appreciate it, Vanessa.

47:47

Thank you so much for being here and for rock and roll.

47:51

All right, thanks, everybody.

47:53

See you next week.

47:55

Bye.